By law, credit and loan decisions cannot discriminate on the basis of race or lead to outcomes that differ substantially by race. But to ensure that they don't discriminate, banks and other lenders aren't allowed to ask about race on most applications. This makes it challenging for auditors to make sure credit decisions are fair.
from News on Artificial Intelligence and Machine Learning http://bit.ly/2GbiCcZ
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News on Artificial Intelligence and Machine Learning
AI use may mask racial disparities in credit, lending, study suggests
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